When it comes to making the most of your optical extras, Specsavers has you covered with a range of offers you won’t find at any other optical retailer. Read on to find out how you can get extra value with your optical extras.
Optical extras explained
You’ll often hear health insurance options described as ‘hospital and extras’. Extras cover provides a benefit — or rebate — towards the cost of everyday non-hospital services like optical.
While eye tests are often covered by Medicare, prescription glasses and contact lenses aren’t. But with optical extras you can score a rebate or discount on many optical products and services. Specsavers has a range of health fund offers you won't find at other optical retailers, like two designer styles from the $199 range complete with single vision lenses for no or low out of pocket expense.
What is an annual rebate limit?
Extras cover is not unlimited. Each policy has a maximum benefit it will pay for specific extras, like optical, each year. From percentage discounts to ‘no gap’ offers, your entitlements will depend on which health fund you’re insured with and your level of cover.
Just as policies vary between insurers, so do levels of cover. If you have a basic policy, your annual rebate limit will be lower than someone with a comprehensive policy. Whatever your limit is, once you reach it you’ll need to wait for the policy to reset before claiming again.
When does health insurance renew?
It’s important to note that you can make a claim at any time of the year, however any unused benefits from the previous calendar year won’t roll over into the new year. Some health funds may run to the financial year calendar, so make sure you check the fine print.
“At Specsavers, you’ll find a range of health fund offers you won’t get anywhere else.”
How to get extra value out of optical extras
We want you to get extra value with your optical extras. That’s why you’ll find a range of health fund offers you won’t get anywhere else. If you want to make the most of your optical extras cover, read on for our tips.
Look on the bright side
You don’t have to use your optical extras just on glasses; it can cover you for prescription sunglasses as well. Prescription sunglasses help protect your eyes from harmful UV rays as well as correcting your vision, and the Specsavers range of on-trend prescription sunnies can add a designer edge to your wardrobe. Discover our designer range of prescription sunglasses.
No Gap or Low Gap
Optical is one of the few services where there are options to pay nothing at all. If your fund offers a no gap or low gap deal, it’s a great reason to stock up on new pairs of glasses or sunglasses. Depending on who you’re covered with, you can get not one, but two designer styles from the $199 range complete with single vision lenses no gap. Learn more about our no gap offer.
Get rebate ready
With many insurers you can claim your rebate on the spot in-store, making the process of getting new glasses easy. Be sure to bring your health fund card with you to make your claim.
Keep your options open
One pair of glasses won’t always suit every occasion or outfit. Use your extras to stock up on different styles for daytime and evening, or go for convenience and get an extra pair for the car or the office.
Focus on lenses
There are all sorts of treatments to take your lenses to the next level, like UltraClear SuperClean anti reflective coating, Reactions photochromic lenses or our range of driving lenses. When you’re selecting a new pair or two, check what lenses your health fund might cover you for to take advantage of Specsavers great range of lens options. Find out about our lens options.
Start the new year new
If you miss out on claiming on your optical extras before the calendar year is out, use January 1 as an annual reminder to book an Eye Health Check or head in store to update your styles and start making your benefits work for you.
Extras cover is a great way to get a little help with your everyday medical expenses, but every health fund is different. Understanding what you have to use, and how you can use it, will help you get the most out of your coverage. Get extra with your optical extras. Try your favourite designer styles online now.