With the private insurance reforms being introduced in April, private health insurance funds will be introducing product tiers for their hospital products: Gold, Silver, Bronze and Basic. Hospital products will be simplified for consumers by creating these easily understood tiers of cover.

As the changes only apply to hospital coverage, any optical extras cover you have won’t be affected by the reforms. Although, it’s important to note that some private health insurers may make other changes to their policies at this time that may affect your optical extras, so please make sure you check with your provider.